ANDREW ROSS - FINANCIAL ADVISER

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Working in Financial Services since 1988, Andrew started his career with NatWest Retail and during his 21 years with them, has worked in many areas of Banking. Andrew worked his way up through the roles in personal banking through to the customer adviser type roll involved in Personal Lending and Personal Loans. Andrew also undertook the small business adviser role training with the Bank and was given discretionary powers to lend to businesses as well as personal lending.

Andrew worked on the support function when RBS took over NatWest and was responsible for the support migrating the NatWest Branches in Devon and Cornwall onto the RBS platform, at the time this was the largest IT system migration project undertaken in the UK.

Following this success Andrew moved back into the front line with customers, where he became a successful Mortgage Adviser in Plymouth and South Devon. In 2005 he was asked to take on the role of Area Mortgage Manager, responsible for the largest team of Mortgage Advisers in NatWest covering the South West of England.

Andrew is currently a qualified financial adviser and is undertaking further training to become fully diplomaed.

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Financial Advisers

Jonathan Walker
Jonathan is the director and joint owner of the Pension Drawdown Company.

Robert Bolton
Robert is a practising Barrister and is also fully qualified as a Diplomaed Financial Adviser.

Bob Diamond
Bob is a Pension Specialist who has been with the company since its incorporation in 1996. Bob has been a financial adviser since 1989.

Andrew Ross
Andrew is a qualified financial adviser and is undertaking further training to become fully diplomaed.

Roger Easterbrook
Roger is a financial adviser with a background in Executive Search and is close to completing the Diploma.

Click here for more team members.

Market Monitor

Updated: 13th February 2012

US and European stocks retreated from their previous highs, and doubts about Athens' ability to structure its finances tested the market. An air of tolerance was evident as Greek politicians missed recurrent deadlines to agree austerity measures, aimed at securing a new €130bn bailout, and avert a default next month. However, once a deal was agreed, investor reaction was muted; the agreement was dismissed as incomplete by finance ministers and a further set of demands were issued.

Towards the end of the week, Standards & Poor's lowered its ratings on 34 Italian financial institutions including Italy's biggest bank, UniCredit. However Italy's 10-year yield, which is viewed as a benchmark indicator for eurozone stress, remained below 6%. A surprise came from the Australian policy meeting where the Reserve Bank of Australia defied expectations for a rate cut – this helped the Australian dollar reach a six-month high against the US dollar. Elsewhere, the euro briefly rose before going into retreat but ended higher against the dollar. In commodity markets, a sharp rise in oil dominated trading while copper hit a five-month high.

Important information: This update is intended to be for information purposes only.

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