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The Pension Drawdown Company specialises
in providing advice on all aspects of pension
drawdown and investments

 
 
01 August 2010

How Safe Is Your Pension

Defined Benefit, or Final Salary Schemes, in the UK have a collective deficit of £253 billion as at the end of March. This is reported by the government sp…

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Independent Financial Adviser Logo The Personal Finance Society

Advantages of a Conventional Annuity

  • Guaranteed income for life
  • No investment risk
  • The choices are simple
  • Security
  • Option to guarantee capital via Pension Annuity Protection

Disadvantages of a Conventional Annuity

  • You must decided what income type you require at the outset
  • You must decide what additional benefits you are going to include at outset
  • You lose ownership of your funds
  • Loss of benefit and capital on death
  • No further benefit from investment growth
  • Annuity rates fluctuate therefore if you buy when the rate is low your income is fixed at this rate

Thank you for your letter of the 30th and the very encouraging valuations, it gives me hope for the future!

I have had excellent ... click here for more

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